iWealth Investment Account

FICs are classified under two residency statuses in Vietnam: resident (typically holding a residence card valid for >= 12 months) and non-resident. The residency status affects the designated beneficiary account type and the applicable transaction procedures

If a valid residence card is not submitted, TCBS will default the client’s status to non-resident, which means the customer may only use an Indirect Investment Capital Account (IICA)

No. Non-resident clients only credit funds to their securities account from an Indirect Investment Capital Account (IICA). Funds cannot be transferred from a regular Current Account, as is allowed for resident clients.

Effective June 10, 2025, TCBS introduced an online feature on the TCInvest platform, allowing FICs to directly update their residency status.
Clients are encouraged to log into TCInvest and submit the relevant documentation (e.g., residence card) to ensure accurate classification and uninterrupted service.

Clients must initiate an online transfer from the Securities Account to the Current Account, and then visit a TCB branch to complete the required documents for this withdrawal.

From June 10, 2025 to June 30, 2025: Clients can review their residency status update history via TCInvest > Account Management > History.
From July 1, 2025 onwards: The current residency status will be displayed under TCInvest > Account Management > Personal Information.

Currently, per foreign exchange regulations and system constraints, IA linkages between a Current Account (CA) and a Securities Account (SA) are not supported for foreign indivual clients. Clients must manually follow TCB’s procedures for transfer money in/out between CA and SA.

Please follow these 02 steps:

Step 1. Access ‘Account Setting’ on TCInvest or simply click on the Profile  icon on the homepage.

Step 2. Choose “Security,” followed by opting for the “Cancel iOTP” option and then re-register.

For detailed instructions, please check the provided guide here.

To complete the iOTP registration process, you must enter the OTP verification code sent by the system to your registered phone number. To receive the verification message abroad, you must have a registered phone number capable of receiving messages in Vietnam.

Please follow these 02 steps:

Step 1. Access ‘Account Setting’ on TCInvest or simply click on the Profile  icon on the homepage.

Step 2. Choose “Security,” followed by opting for the “Cancel iOTP” option and then re-register.

For detailed instructions, please check the provided guide here.

Whether you’re planning a family adventure or working abroad, you can trade securely on TCInvest with a simple internet connection, eliminating the necessity of a phone subscription, courtesy of iOTP.

For detailed instructions, please check the provided guide here.

You can recover your password online by clicking on the “Forget password” section on the TCInvest homepage

Customers should follow these steps:

Step 1: Open securities account at TCBS

Step 2: Request the previous securities company to transfer certain rights and any unreturned rights to your securities account at TCBS.

Step 3: Complete the necessary procedures to close the securities account at the previous securities company.

TCInvest is an online securities trading platform offered by Techcom Securities (TCBS).

A securities depository aims to safeguard the rights and interests of securities owners.
To trade listed securities on a stock exchange, clients are required to deposit their securities

Kindly present your passport at the Techcombank branch or schedule an appointment with TCBS via the customer service email ([email protected]) for assistance in updating your securities account information.

According to current regulations in Vietnam, the law does not limit how many securities accounts can be opened by individual investors. However, at each securities company, you can only open one securities account.

Certainly, there is no fee for opening and maintaining a securities account at TCBS.